CONSUMER PROTECTION BENEFIT
Who is Eligible?
Any member who seeks representation in a consumer protection issue is covered by this benefit.
What is the Benefit?
The Legal Services Fund provides coverage through the panel law firm for a broad range of legal services which might be needed to institute and pursue action against fraudulent practices by merchants, department stores, home repair contractors, public utilities, automobile dealers, appliance dealers, etc. Utilization of this benefit is limited to two matters per member per calendar year and the matter must involve a purchase costing $500 or more.*
*NOTE: Some legal services not provided under this benefit
include, but are not limited to, suits for Punitive Damages, Class
The following schedule indicates the legal services available and the amount to be paid by the member in each circumstance:
STEPS IN THE LEGAL PROCESS PROVIDED BY THE FUND THROUGH AMOUNT PAID THE PANEL LAW FIRM BY FUND MEMBER
A.
Consultation......................................................$0
B. Representation by Written Communication......$0
C. Litigation in Small Claims Court......................$50.00
D. Litigation in Courts other than Small Claims Court.............................................$100.00**
E. Representation with Appropriate Federal Agencies (e.g. F.T.C., etc.)...........$100.00**
**If a lawsuit involves a consumer purchase of $5,000 or more, e.g., a “Lemon car”: then the cost to the member for litigation or representation shall be $250.
How is the Consumer Protection Benefit Obtained?
To obtain the Consumer Protection Benefit, simply contact your Local Organization to request an appointment. At the time of the appointment, you and an attorney from the panel law firm will complete the appropriate forms.